Empowering Small Business Owners with Capital Solutions
Wilshire Commercial Partners extends innovative financing approach to small business owners, entrepreneurs, and real estate investors. Our consultative assessment of small business financing needs allow us to develop and maintain long term client relationships.
Our ability to handle specialty transactions not only limited to commercial real estate financing, as well as business merger and acquisitions, venture capital or private equity on specific industry types, allow us to foster small business growth and work as funding partners with visionary entrepreneurs.
We adhere to responsible financing and sound investment planning. Programs are uniquely structured and designed for special situations where the borrower needs to have a negotiating leverage over time and capital.
We determine the needs of our individual clients and discuss different financing options to maximize investment return. We allow our clients to leverage conventional and non-conventional programs to achieve business and investing goals and deliver the most reliable and efficient method of securing capital.
Small Business Owners are Investing in
Commercial for additional Source of Revenue
- Acquisition and Refinance
- Commercial, Investment Properties
- Owner Occupied, Special Purpose Properties
- Bridge, Mezzanine
- Construction and Development
- Small Business, SBA Program, Factoring
Working Capital, Equipment Financing
- Asset based Financing, Debt Restructuring
- Merger and Acquisition, Venture Capital
- Equity Based, Private Financing
- Underwriting and Consultation Services
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Stated No Documentation Commercial
Financing for Small Business
Real Estate Property Types: Office Building, Mixed Use, Retail, Office Condo, Dry Cleaners, Convenience Stores, Warehouse, Light Industrial, Storage Facility
Loan Amount: up to $1,000,000
Minimal downpayment required
Amortization: 30 years
Owner Occupancy: only 25%, total of 15 tenants/less
Mid Credit requirement: 680 - 700+
Business: must be in operation for 2 years
Verification: 12 months proof of rent or mortgage
(home based office not qualified)
Ideal for office condos or small businesses that are currently leasing and looking to buy. An easy alternative to tough SBA lending. Lower LTV available for lower credit scores.
Applications that don't qualify for this program are reviewed for other available programs with emphasis on debt service coverage, property value and location.
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