Resources

Federal Government Agencies:

• Federal Reserve
• Federal Housing Finance Board
• Fannie Mae
• HUD
• Federal Trade Commission
• FDIC

National Mortgage Industry Associations:

• National Association of Mortgage Brokers
• Mortgage Bankers Association

California Government Agencies:

• California Department of Real Estate

California Mortgage Industry Agencies:

• California Mortgage Bankers Association
• California Mortgage Association
• California Association of Mortgage Brokers
• California Association of Business Brokers
• California Building Industry Association
• California Association of Realtors
• Association of Real Estate License Law Officials

Laws Regulating the Mortgage Industry:

• Truth-in-Lending (TILA) - Requires disclosure of the cost of credit to the borrower and the terms of repayment.
• Real Estate Settlement Procedures Act (RESPA) - Requires advance disclosure of settlement service costs.
• Equal Credit Opportunity Act (ECOA) Prohibits discrimination in lending.
• Fair Credit Reporting Act (FCRA) Stipulates the requirements of users of credit reports and disclosure to consumer.

Educational Resources:

• Commercial Financing Articles - Commercial Financing 101 Articles, Tips and White papers.
• Financial Literacy - We promote financial literacy and support other organization that focus on educating borrowers.
• The Language of Finance - A Commercial Financing Glossary.

Marketing:

• 2008 Marketing Material - An up-to-date guide of services, programs and market niches.